How to Get a Franchise Loan and Finance Your First Franchise

How to Get a Franchise Loan and Finance Your First Franchise. SBA 7(a) loans cover 70 to 80 percent of total franchise investment, with the franchisee bringing 20 to 30 percent from liquid funds or retirement accounts via ROBS — and franchises on the SBA Franchise Directory process faster with less documentation than independent businesses. Explore proven strategies, expert tips, and step-by-step guidance on how to get a franchise loan and finance your first franchise to help first-time franchise buyers and self-funded entrepreneurs secure approval and close on the right terms without losing months to bank back-and-forth.