Terms of Service

Acceptance of Terms

By accessing or using the website csmsaisystems.com (the "Site"), downloading any content, or purchasing any product from CSMS AI Systems ("we," "us," or "our"), you confirm that you have read, understood, and agree to be legally bound by these Terms of Service and our Privacy Policy.

These Terms apply to all visitors, users, and customers. We reserve the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

Digital Products & Purchases

CSMS AI Systems sells digital products including but not limited to eBooks, PDF guides, templates, and educational content (collectively, "Digital Products"). All purchases are final upon delivery of the digital download.

• Instant Delivery: Digital products are delivered immediately upon payment confirmation via email or direct download link.
• Personal Use Only: All Digital Products are licensed for your personal, non-commercial use only. You may not resell, redistribute, republish, or share digital products with third parties without written permission.
• No Unauthorized Copying: You may not copy, reproduce, or create derivative works from our Digital Products for commercial purposes.
• Pricing: All prices are listed in USD. We reserve the right to change pricing at any time without notice.

Refund Policy

Due to the nature of digital products, all sales are final. We do not offer refunds or exchanges once a digital product has been delivered or downloaded.

By completing a purchase, you acknowledge and agree to this no-refund policy.

Intellectual Property

All content on csmsaisystems.com — including text, graphics, logos, images, video, audio, and Digital Products — is the exclusive property of CSMS AI Systems and is protected by applicable copyright, trademark, and intellectual property laws.

• You may not use our brand name, logo, or trademarks without prior written consent.
• You may not scrape, crawl, or extract content from our Site using automated tools.
• Sharing links to our free content is permitted and encouraged.

Email Marketing & Communications

By submitting your email address through any form on our Site, you consent to receive marketing emails from CSMS AI Systems, including promotional offers, product updates, and educational content.

• Opt-Out: You may unsubscribe at any time by clicking the "Unsubscribe" link at the bottom of any email we send.
• Transactional Emails: Even if you unsubscribe from marketing emails, we may still send you transactional messages related to purchases you have made.
• Compliance: Our email practices comply with the CAN-SPAM Act and applicable email marketing regulations.

SMS / MMS Mobile Messaging

If you opt in to receive SMS or MMS communications from CSMS AI Systems, the following terms apply:

Affiliate Disclosure

CSMS AI Systems participates in affiliate marketing programs. This means we may earn a commission when you click on certain links on our Site and make a purchase — at no additional cost to you.

We only recommend products and services we believe provide genuine value. Our opinions and recommendations are our own and are not influenced by affiliate compensation.

Disclaimer of Warranties

Our Site and Digital Products are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

• We do not guarantee that our content is error-free, complete, or current.
• We do not warrant that the Site will be uninterrupted or secure.
• Educational content on income generation and wealth building is for informational purposes only. Individual results will vary based on effort, market conditions, experience, and other factors.

Limitation of Liability

To the maximum extent permitted by law, CSMS AI Systems and its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

• Your use or inability to use our Site or Digital Products
• Any errors or omissions in our content
• Unauthorized access to or alteration of your data
• Any third-party content or products linked from our Site

In no event shall our total liability to you exceed the amount you paid for the specific product or service giving rise to the claim.

Third-Party Links & Services

Our Site may contain links to third-party websites, tools, or services (including Stripe for payment processing, GoHighLevel for CRM, and various affiliate platforms). These links are provided for your convenience.

We have no control over third-party sites and are not responsible for their content, privacy practices, or terms. We encourage you to review the terms and privacy policies of any third-party services you access through our Site.

Prohibited Conduct

When using our Site, you agree not to:

• Violate any applicable laws or regulations
• Infringe on the intellectual property rights of CSMS AI Systems or any third party
• Attempt to gain unauthorized access to our systems or data
• Use our content to create competing products without permission
• Submit false or misleading information through our forms
• Engage in spam, phishing, or other abusive communications

Privacy Policy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Site, you also agree to our Privacy Policy.

Governing Law & Disputes

These Terms of Service shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to conflict of law principles.

Any dispute arising from or relating to these Terms or your use of our Site shall first be attempted to be resolved through good-faith negotiation. If resolution cannot be reached, disputes shall be submitted to binding arbitration in accordance with applicable arbitration rules.

Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our Site or services after changes are posted constitutes your acceptance of the revised Terms.

We recommend reviewing these Terms periodically to stay informed of any updates.